What is a Post Claim Review?
Prior to obtaining coverage, an insurance agency may request a review by a licensed contractor of a property that allegedly has experienced a previous insurance claim or claims. A Post Claim Review focuses on a narrow scope of the property and can fulfill this request by the insurance agency.
A Post Claim Review is many times performed when the property owner did not retain the receipt for the cost of work done to the property. A reasonable value assessment is done to help determine if the amount submitted for a claim is of fair value for the work performed.
Sometimes, property owners have unlicensed work done and need an assessment of the quality of work. A Post Claim Review can help determine if unrepaired damage is present.
What do I need to do before the inspector arrives?
Please have any paperwork or permits you have regarding the work done to the property.
What will the inspector be doing?
He will need to walk around the house outside and take pictures of the areas