Roof Certification inspections are required by your insurance carrier in the event that they feel your roof is close to its life expectancy.
The purpose of this inspection is to advise the insurance carrier that you have at least a minimum of 3 years of life expectancy on your current roof. If for any reason the inspector is not able to certify that you have a minimum of 3 years left, the insurance carrier will then refuse to issue a policy until a new roof is installed. If you happen to receive a 4 year life span, you will receive a non-renewal notice for the next insurance policy period.
Citizen’s Property Insurance is the main insurance carrier that enforces such regulations. Some private carriers might still insure a property with low roof conditions with an exception to the roof being covered on the policy. The tri-county area of Miami-Dade, Broward and Palm Beach Counties are all considered high-velocity wind zones, and, as a result, strict guidelines are in place for the type of roof system and condition that properties are in when being insured.
Floridian Property Companies will accurately estimate the age and conditions of your roof for you insurance needs.